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    <title>用户账务体系</title>
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          <p><span>概述</span></p>
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          <p><span>用户在小斑马平台都具有财务的角色，具有余额、支付、结算、账单、额度、记录等功能，根据用户业务的使用情况记录数据；</span></p>
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          <p><span>余额</span></p>
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          <p><span>用户拥有小斑马余额账户，拥有充值、支付、记账等功能</span></p>
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          <p><span style="font-family:'PingFangSC-Medium', 'PingFang SC Medium', 'PingFang SC';font-weight:500;text-decoration:underline;">1 充值</span><span style="font-family:'PingFang-SC-Regular', 'PingFang SC';font-weight:400;text-decoration:underline;"> </span></p><p><span style="font-family:'PingFang-SC-Regular', 'PingFang SC';font-weight:400;">用户通过充值（支付至小斑马账户）获取余额，小斑马账户计为预收款。</span></p>
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          <p><span style="font-family:'PingFangSC-Medium', 'PingFang SC Medium', 'PingFang SC';font-weight:500;text-decoration:underline;">2 支付货款</span></p><p><span style="font-family:'PingFang-SC-Regular', 'PingFang SC';font-weight:400;">余额作为商城的订单付款的第一优先级</span><span style="font-family:'PingFang-SC-Regular', 'PingFang SC';font-weight:400;text-decoration:underline;"> </span></p>
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          <p><span style="font-family:'PingFangSC-Medium', 'PingFang SC Medium', 'PingFang SC';font-weight:500;text-decoration:underline;">3 收入</span></p><p><span style="font-family:'PingFang-SC-Regular', 'PingFang SC';font-weight:400;">作为供货商在商城卖货，分销商购买供货商的商品(订单)时，支付后的货款会显示在余额中；</span></p>
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          <p><span style="font-family:'PingFangSC-Medium', 'PingFang SC Medium', 'PingFang SC';font-weight:500;text-decoration:underline;">4 可提现余额</span></p><p><span style="font-family:'PingFang-SC-Regular', 'PingFang SC';font-weight:400;">与余额不同的是，可提现余额显示的金额为可实际提现的金额。因余额转为可提现金额有一定的账期</span></p>
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          <p><span style="font-family:'PingFangSC-Medium', 'PingFang SC Medium', 'PingFang SC';font-weight:500;text-decoration:underline;">4 提现</span></p><p><span style="font-family:'PingFang-SC-Regular', 'PingFang SC';font-weight:400;">用户可将可提现金额提现至对应的账户中；说明：提现有千6的手续费，例：用户输入提现1000，则实际到账为994</span></p>
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          <p><span>额度</span></p>
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          <p><span>用户可获取小斑马授信，目前的授信由人工授信，即获取具体的的额度数值，在支付商城订单时可以使用额度支付，在规定的时间/额度不足是需要全部支付；</span></p>
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